Traditionally, if you wanted to get found as an insurance provider, you invested in SEO, price comparison sites, or paid ads to appear in Google results for phrases like “best car insurance UK” or “cheap travel insurance.”
But that landscape is rapidly evolving.
Customers are no longer just searching — they’re asking. And increasingly, they’re turning to AI tools like ChatGPT to get those answers.
They’re asking:
And the big shift? ChatGPT doesn’t return links — it returns direct answers. If your brand, product, or expertise isn’t included, you’re invisible.
In this article, we’ll explore how the rise of AI-powered search is reshaping discovery in the insurance sector — and how UK insurers can future-proof their visibility.
Google’s search engine has long favoured brands who optimise for:
And while Google still matters — especially for direct acquisition — AI platforms like ChatGPT are quickly becoming a new front door for financial and insurance discovery.
ChatGPT doesn’t rank websites. It generates answers based on:
So when a user types, “What’s the best multi-car insurance policy in the UK?”, ChatGPT might mention brands like Aviva, Direct Line, or Admiral — if they are frequently referenced and reviewed across credible, structured sources.
You can’t “rank” your homepage on ChatGPT. But you can increase the likelihood of being cited or recommended by shaping how and where your brand appears online.
Here’s how:
Your company or brokerage should be clearly listed and reviewed on:
These are all sources ChatGPT is more likely to trust, reference, or draw from.
Add schema markup to help AI tools and Google understand your services:
This improves your site's eligibility for both rich search results and AI learning.
AI platforms love clear, trustworthy content. Create and publish pages or blog posts that address:
Use plain English. Make it factual, helpful, and up-to-date. Bonus: This also improves your site’s EEAT (Expertise, Experience, Authority, Trust) score with Google.
Public forums like Reddit (r/UKPersonalFinance), Quora, or MoneySavingExpert forums often shape the information ChatGPT references.
Being part of these discussions — especially when offering value, not just promotion — can enhance your brand’s online presence where AI learns from.
If you’re a larger provider or insurtech brand, invest in PR or thought leadership that puts your insights in places like:
These mentions contribute to your online authority and may help ChatGPT “learn” your brand as a reputable player.
Feature |
Google Search |
ChatGPT / AI Search |
Discovery Method |
Crawls and ranks websites |
Generates answers from pre-trained data |
Visibility Strategy |
SEO + content + links |
Authority + mentions + structure |
Paid Options |
Google Ads, comparison sites |
None (currently) |
Local Broker Discovery |
Google Maps, GBP |
Limited (unless plugins enabled) |
Content Preference |
Keyword-optimised pages |
Clear, trustworthy answers |
Outcome |
Multiple results to choose from |
One summarised response |
The Financial Conduct Authority’s Consumer Duty rules call for more clarity, transparency, and customer understanding. AI tools are simply accelerating that shift — putting pressure on providers to be findable, factual, and helpful.
If customers are asking ChatGPT about your products and policies, and it’s giving an answer — you want to be part of it.
In a world where customers are asking AI tools for insurance advice, your brand needs more than just a strong SEO strategy — it needs AI visibility.
✅ Be found in ChatGPT and AI-powered platforms
✅ Build trust through structured, cited content
✅ Stay ahead of changing customer behaviour
Book a free AI visibility audit today.
Let’s make sure your policies show up when customers need answers most.